Privacy Policy

1. Introduction

I Have The Money (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit ihavethe.money and make a payment to secure your spot on the leaderboard.

2. Information We Collect

We collect the following information when you make a payment:

• Email address – required to send your confirmation and profile management link
• Display name – shown publicly on the leaderboard
• Personal motto – optionally shown on the leaderboard and your public profile
• Payment information – processed entirely by Stripe; we never store your card details

We also automatically collect standard server logs including IP addresses and browser information for security and performance purposes.

3. How We Use Your Information

• To process your payment via Stripe
• To display your name, motto, and rank on the public leaderboard
• To send you a payment confirmation and your private profile management link
• To improve our website through anonymous analytics (Vercel Analytics)

4. Data Sharing

We do not sell or rent your personal information. We share data only with:

• Stripe – for payment processing. Stripe's privacy policy applies to data they collect.
• Supabase – our database provider. Data is stored securely in the EU.
• Resend – for sending transactional emails.
• Vercel – for website hosting and analytics.

5. Public Information

Your display name, motto, total amount paid, and leaderboard rank are publicly visible on our website and your public profile page. If you wish to update or remove your public information, use the private edit link sent to your email after your first payment.

6. Cookies

We use essential cookies necessary for the website to function. With your consent, we also use analytics cookies via Vercel Analytics to understand how visitors use our site. You can manage your cookie preferences using the Cookie Preferences link in the footer.

7. Data Retention

We retain payment records indefinitely to maintain the integrity of the leaderboard. If you wish to have your personal data removed, please contact us at thedesk@ihavethe.money.

8. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Correct inaccurate personal data
• Request deletion of your personal data
• Object to or restrict processing of your data

To exercise these rights, contact us at thedesk@ihavethe.money.

9. Security

We implement industry-standard security measures including HTTPS encryption, row-level security on our database, and secure API key management. Payment data is handled exclusively by Stripe and never touches our servers.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email if you are registered on the leaderboard. Continued use of the site constitutes acceptance of the updated policy.

11. Contact

If you have any questions about this Privacy Policy, please contact us at thedesk@ihavethe.money.